Disclaimers:
  • This interactive rate comparison tool is not intended to provide specific rate quotations. It provides rates based on predetermined generic profiles. A change in any one risk characteristic may change the rate.
  • Your eligibility and rate will vary depending on your individual risk characteristics (e.g., your driving record and the type of vehicle you drive). Contact your insurance broker, agent or a direct writer (an insurance company that sells insurance directly to consumers over the phone or internet) for an accurate quotation based on your specific profile.
  • Rates for the same coverage can vary substantially from insurance company to insurance company. This is because the claims experience unique to each company contributes to the amount a company will charge you for auto insurance. Also, companies may use different risk characteristics or weigh risk characteristics differently.
  • The rates displayed in the interactive rate comparison tool will reflect the single postal code for the city or territory you select. Rates do vary within a city or territory based on postal code.
  • The rates in this interactive rate comparison tool are updated on a quarterly basis. They are based on the rates that were approved as of March 31, 2012. Some rates are already in place, while others become effective at different times during the quarter. (Note: Once updated, previous rates are not archived.)
  • The listed rates are those that are charged for new auto insurance policyholders. They do not take into account renewal discounts or any other savings that may be available.
  • The rates provided by the interactive rate comparison tool have been rounded to the nearest Canadian dollar and are calculated for a 12 month policy.
Step 1 – Choose a Profile
Choose from three sample profiles for the interactive rate comparison tool.
Operator 1
  • Male, Age 70, Retired
  • No driver training
  • Licenced 45 years, Class G
  • New business
  • Pleasure use - annual mileage 11,000 km
  • No at-fault accidents
  • No convictions
  • 2006 Ford Fusion SE 4DR
Operator 1Operator 2
  • Male, Age 40, Married
  • No driver training
  • Licenced 24 years, Class G
  • New business
  • Annual mileage 15,000 km, travel to/from work 10 km one way
  • No at-fault accidents
  • No convictions
  • 2004 Chevrolet Silverado 1500 HD CC 4WD
  • Female, Age 39, Married
  • No driver training
  • Licenced 20 years, Class G
  • New business
  • Pleasure use - annual mileage 9,000 km
  • No at-fault accidents
  • No convictions
  • 2005 Honda Civic SE Coupe 2DR
Operator 1
  • Female, Age 35
  • No driver training
  • Licenced 15 years, Class G
  • New business
  • Annual mileage 25,000 km, travel to/from work 25 km one way
  • No at-fault accidents
  • No convictions
  • 2009 Nissan Versa Hatchback 1.8S 4DR
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